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The Cowboy Bank Of Texas

Maypearl, TX · Est. 1930 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Cowboy Bank Of Texas is a bank based in Maypearl, Texas, established in 1930, with $109 million in total assets across 1 branch. By Trust Grade it ranks 15th of 349 banks we track in Texas. Its capital ratio of 16.6% is stronger than 93% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.77% return on assets. No consumer complaints against The Cowboy Bank Of Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$109.3M
$100M–1B institution
Deposits
$89.2M
Branches
1
Capital ratio
16.6%
Top 7% of $100M–1B peers · Texas median 10.9%
Return on assets
2.8%
Top 3% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#15
of 349 banks

How The Cowboy Bank Of Texas compares to Texas peers

Capital ratio
Top 7% of $100M–1B peers
The Cowboy
16.6%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $100M–1B peers
The Cowboy
2.8%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Cowboy Bank Of Texas

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.6% capital ratio)
  • Strongly profitable (ROA 2.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Cowboy Bank Of Texas over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 100 S Main St, Maypearl, TX 76064

Are deposits at The Cowboy Bank Of Texas insured?

Yes. The Cowboy Bank Of Texas is an FDIC-insured bank (FDIC certificate #12298). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Cowboy Bank Of Texas: frequently asked questions

Is The Cowboy Bank Of Texas a good bank?

The Cowboy Bank Of Texas earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Strongly profitable (ROA 2.77%).

Is The Cowboy Bank Of Texas FDIC-insured?

Yes. The Cowboy Bank Of Texas is a FDIC-insured bank (FDIC certificate #12298). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Cowboy Bank Of Texas?

The Cowboy Bank Of Texas holds $109 million in total assets, ranking 15th of 349 banks we track in Texas. It operates 1 branch.

Does The Cowboy Bank Of Texas have CFPB complaints?

No CFPB complaints against The Cowboy Bank Of Texas appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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