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The First National Bank Of Trinity

Trinity, TX · Est. 1911 · Website ↗
B
Trust Grade
Strong
Score: 82/100

The First National Bank Of Trinity is a bank based in Trinity, Texas, established in 1911, with $103 million in total assets across 3 branches. By Trust Grade it ranks 333rd of 349 banks we track in Texas. Its capital ratio of 5.9% trails most similarly sized banks (2th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against The First National Bank Of Trinity appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$102.6M
$100M–1B institution
Deposits
$95.7M
Branches
3
Capital ratio
5.9%
Bottom 2% of $100M–1B peers · Texas median 10.9%
Return on assets
0.8%
Bottom 26% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#333
of 349 banks

How The First National Bank Of Trinity compares to Texas peers

Capital ratio
Bottom 2% of $100M–1B peers
The First
5.9%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of $100M–1B peers
The First
0.8%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Trinity

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (5.9% capital ratio)
  • Profitable (ROA 0.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Trinity over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 145 S Robb St, Trinity, TX 75862
  • 3745 State Hwy 19, Riverside, TX 77367
  • 371 S Walcott St, Jefferson, TX 75657

Are deposits at The First National Bank Of Trinity insured?

Yes. The First National Bank Of Trinity is an FDIC-insured bank (FDIC certificate #5559). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Trinity: frequently asked questions

Is The First National Bank Of Trinity a good bank?

The First National Bank Of Trinity earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (5.9% capital ratio); Profitable (ROA 0.80%).

Is The First National Bank Of Trinity FDIC-insured?

Yes. The First National Bank Of Trinity is a FDIC-insured bank (FDIC certificate #5559). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Trinity?

The First National Bank Of Trinity holds $103 million in total assets, ranking 333rd of 349 banks we track in Texas. It operates 3 branches.

Does The First National Bank Of Trinity have CFPB complaints?

No CFPB complaints against The First National Bank Of Trinity appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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