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Greater State Bank

Mcallen, TX · Est. 1974 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Greater State Bank is a bank based in Mcallen, Texas, established in 1974, with $181 million in total assets across 6 branches. By Trust Grade it ranks 107th of 349 banks we track in Texas. Its capital ratio of 10.6% is stronger than 56% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against Greater State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$180.9M
$100M–1B institution
Deposits
$160.1M
Branches
6
Capital ratio
10.6%
Top 44% of $100M–1B peers · Texas median 10.9%
Return on assets
1.2%
Top 49% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#107
of 349 banks

How Greater State Bank compares to Texas peers

Capital ratio
Top 44% of $100M–1B peers
Greater State
10.6%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of $100M–1B peers
Greater State
1.2%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Greater State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.6% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Greater State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 412 N Smith Ave, Hebbronville, TX 78361
  • 3300 N 10th St, Mcallen, TX 78501
  • 131 E Rice St, Falfurrias, TX 78355
  • 255 N. Texas Blvd, Weslaco, TX 78596
  • 118 North D. Salinas Boulevard, Donna, TX 78537
  • 2107 S Mccoll Rd, Edinburg, TX 78539

Are deposits at Greater State Bank insured?

Yes. Greater State Bank is an FDIC-insured bank (FDIC certificate #31762). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Greater State Bank: frequently asked questions

Is Greater State Bank a good bank?

Greater State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Strongly profitable (ROA 1.22%).

Is Greater State Bank FDIC-insured?

Yes. Greater State Bank is a FDIC-insured bank (FDIC certificate #31762). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Greater State Bank?

Greater State Bank holds $181 million in total assets, ranking 107th of 349 banks we track in Texas. It operates 6 branches.

Does Greater State Bank have CFPB complaints?

No CFPB complaints against Greater State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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First State Bank Of Ben Wheeler, Texas
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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