First State Bank Of Odem is a bank based in Odem, Texas, established in 1945, with $215 million in total assets across 5 branches. By Trust Grade it ranks 32nd of 349 banks we track in Texas. Its capital ratio of 13.8% is stronger than 85% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.82% return on assets. No consumer complaints against First State Bank Of Odem appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First State Bank Of Odem compares to Texas peers
How we graded First State Bank Of Odem
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.8% capital ratio)
- Strongly profitable (ROA 2.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First State Bank Of Odem over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 201 Main St, Odem, TX 78370
- 4414 Callicoatte Rd, Corpus Christi, TX 78410
- 600 S Highway 77, Robstown, TX 78380
- 310 S San Patricio St, Sinton, TX 78387
- 4832 Holly Rd, Corpus Christi, TX 78411
Are deposits at First State Bank Of Odem insured?
Yes. First State Bank Of Odem is an FDIC-insured bank (FDIC certificate #16334). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First State Bank Of Odem: frequently asked questions
Is First State Bank Of Odem a good bank?
First State Bank Of Odem earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Strongly profitable (ROA 2.82%).
Is First State Bank Of Odem FDIC-insured?
Yes. First State Bank Of Odem is a FDIC-insured bank (FDIC certificate #16334). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First State Bank Of Odem?
First State Bank Of Odem holds $215 million in total assets, ranking 32nd of 349 banks we track in Texas. It operates 5 branches.
Does First State Bank Of Odem have CFPB complaints?
No CFPB complaints against First State Bank Of Odem appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
