Muenster State Bank is a bank based in Muenster, Texas, established in 1923, with $221 million in total assets across 2 branches. By Trust Grade it ranks 28th of 349 banks we track in Texas. Its capital ratio of 11.9% is stronger than 72% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.35% return on assets. No consumer complaints against Muenster State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Muenster State Bank compares to Texas peers
How we graded Muenster State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Strongly profitable (ROA 2.35%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Muenster State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1601 West Highway 82, Gainesville, TX 76240
- 201 North Main Street, Muenster, TX 76252
Are deposits at Muenster State Bank insured?
Yes. Muenster State Bank is an FDIC-insured bank (FDIC certificate #15523). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Muenster State Bank: frequently asked questions
Is Muenster State Bank a good bank?
Muenster State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Strongly profitable (ROA 2.35%).
Is Muenster State Bank FDIC-insured?
Yes. Muenster State Bank is a FDIC-insured bank (FDIC certificate #15523). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Muenster State Bank?
Muenster State Bank holds $221 million in total assets, ranking 28th of 349 banks we track in Texas. It operates 2 branches.
Does Muenster State Bank have CFPB complaints?
No CFPB complaints against Muenster State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
