First Federal Community Bank, Ssb is a bank based in Paris, Texas, established in 1922, with $616 million in total assets across 4 branches. By Trust Grade it ranks 179th of 349 banks we track in Texas. Its capital ratio of 12.4% is stronger than 76% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against First Federal Community Bank, Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Federal Community Bank, Ssb compares to Texas peers
How we graded First Federal Community Bank, Ssb
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Profitable (ROA 0.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Federal Community Bank, Ssb over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 1902 W Main St, Clarksville, TX 75426
- 805 N Madison Ave, Mount Pleasant, TX 75455
- 630 Clarksville St, Paris, TX 75460
- 3010 Ne Loop 286, Paris, TX 75460
Are deposits at First Federal Community Bank, Ssb insured?
Yes. First Federal Community Bank, Ssb is an FDIC-insured bank (FDIC certificate #27678). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Federal Community Bank, Ssb: frequently asked questions
Is First Federal Community Bank, Ssb a good bank?
First Federal Community Bank, Ssb earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Profitable (ROA 0.86%).
Is First Federal Community Bank, Ssb FDIC-insured?
Yes. First Federal Community Bank, Ssb is a FDIC-insured bank (FDIC certificate #27678). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Federal Community Bank, Ssb?
First Federal Community Bank, Ssb holds $616 million in total assets, ranking 179th of 349 banks we track in Texas. It operates 4 branches.
Does First Federal Community Bank, Ssb have CFPB complaints?
No CFPB complaints against First Federal Community Bank, Ssb appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
