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The First National Bank Of East Texas

Gilmer, TX · Est. 1900 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

The First National Bank Of East Texas is a bank based in Gilmer, Texas, established in 1900, with $602 million in total assets across 12 branches. By Trust Grade it ranks 245th of 349 banks we track in Texas. Its capital ratio of 8.9% trails most similarly sized banks (29th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against The First National Bank Of East Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$602.0M
$100M–1B institution
Deposits
$546.0M
Branches
12
Capital ratio
8.9%
Bottom 29% of $100M–1B peers · Texas median 10.9%
Return on assets
1.3%
Top 46% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#245
of 349 banks

How The First National Bank Of East Texas compares to Texas peers

Capital ratio
Bottom 29% of $100M–1B peers
The First
8.9%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of $100M–1B peers
The First
1.3%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of East Texas

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (8.9% capital ratio)
  • Strongly profitable (ROA 1.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of East Texas over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (12)

  • 220 E Main St, Ore City, TX 75683
  • 417 S Main St, Quitman, TX 75783
  • 910 W Broadway St, Big Sandy, TX 75755
  • 206 Us Highway 271 N, Gilmer, TX 75644
  • West U.S. Highway 259, Diana, TX 75640
  • 100 Nw Loop 564, Mineola, TX 75773
  • 1947 Fm 2946, Emory, TX 75440
  • 1896 Us Highway 271 N, Pittsburg, TX 75686
  • 824 Highway 37 S, Mount Vernon, TX 75457
  • 105 Tawakoni Dr, Emory, TX 75440
  • 1699 W Loop 281, Longivew, TX 75604
  • 1460 Hillcrest Drive South, Sulphur Springs, TX 75482

Are deposits at The First National Bank Of East Texas insured?

Yes. The First National Bank Of East Texas is an FDIC-insured bank (FDIC certificate #3218). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of East Texas: frequently asked questions

Is The First National Bank Of East Texas a good bank?

The First National Bank Of East Texas earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 1.27%).

Is The First National Bank Of East Texas FDIC-insured?

Yes. The First National Bank Of East Texas is a FDIC-insured bank (FDIC certificate #3218). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of East Texas?

The First National Bank Of East Texas holds $602 million in total assets, ranking 245th of 349 banks we track in Texas. It operates 12 branches.

Does The First National Bank Of East Texas have CFPB complaints?

No CFPB complaints against The First National Bank Of East Texas appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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