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Benchmark Bank

Plano, TX · Est. 1964 · Website ↗
B
Trust Grade
Strong
Score: 81/100

Benchmark Bank is a bank based in Plano, Texas, established in 1964, with $1.6 billion in total assets across 8 branches. By Trust Grade it ranks 335th of 349 banks we track in Texas. Its capital ratio of 7.4% trails most similarly sized banks (5th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.01% return on assets. No consumer complaints against Benchmark Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.6B
$1B–10B institution
Deposits
$1.5B
Branches
8
Capital ratio
7.4%
Bottom 5% of $1B–10B peers · Texas median 10.9%
Return on assets
0.0%
Bottom 3% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#335
of 349 banks

How Benchmark Bank compares to Texas peers

Capital ratio
Bottom 5% of $1B–10B peers
Benchmark Bank
7.4%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 3% of $1B–10B peers
Benchmark Bank
0.0%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Benchmark Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (7.4% capital ratio)
  • Profitable (ROA 0.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Benchmark Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 5700 Legacy Dr Ste 10, Plano, TX 75024
  • 7019 Hillcrest Ave, Dallas, TX 75205
  • 3500 Crawford Avenue, Austin, TX 78703
  • 3811 Bee Caves Rd, West Lake Hills, TX 78746
  • 10763 Preston Rd, Dallas, TX 75230
  • 6348 Woodway Dr, Houston, TX 77057
  • 2727 Exposition Blvd, Austin, TX 78703
  • 5020 Collinwood Ave, Fort Worth, TX 76107

Are deposits at Benchmark Bank insured?

Yes. Benchmark Bank is an FDIC-insured bank (FDIC certificate #19215). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Benchmark Bank: frequently asked questions

Is Benchmark Bank a good bank?

Benchmark Bank earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (7.4% capital ratio); Profitable (ROA 0.01%).

Is Benchmark Bank FDIC-insured?

Yes. Benchmark Bank is a FDIC-insured bank (FDIC certificate #19215). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Benchmark Bank?

Benchmark Bank holds $1.6 billion in total assets, ranking 335th of 349 banks we track in Texas. It operates 8 branches.

Does Benchmark Bank have CFPB complaints?

No CFPB complaints against Benchmark Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Central National Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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