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Alliance Bank

Sulphur Springs, TX · Est. 1927 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Alliance Bank is a bank based in Sulphur Springs, Texas, established in 1927, with $1.4 billion in total assets across 17 branches. By Trust Grade it ranks 192nd of 349 banks we track in Texas. Its capital ratio of 9.4% trails most similarly sized banks (32th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against Alliance Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4B
$1B–10B institution
Deposits
$1.2B
Branches
17
Capital ratio
9.4%
Bottom 32% of $1B–10B peers · Texas median 10.9%
Return on assets
1.3%
Top 44% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#192
of 349 banks

How Alliance Bank compares to Texas peers

Capital ratio
Bottom 32% of $1B–10B peers
Alliance Bank
9.4%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of $1B–10B peers
Alliance Bank
1.3%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Alliance Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.4% capital ratio)
  • Strongly profitable (ROA 1.29%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Alliance Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (17)

  • 6609 Wesley St, Greenville, TX 75402
  • 4543 Farm Road 115, Mount Vernon, TX 75457
  • 306 State Highway 37 South, Mount Vernon, TX 75457
  • 101 Main St W, Mount Vernon, TX 75457
  • 310 Church St, Sulphur Springs, TX 75482
  • 1226 S Broadway St, Sulphur Springs, TX 75482
  • 1717 State Highway 24, Commerce, TX 75428
  • 1437 S Broadway St, Sulphur Springs, TX 75482
  • 101 E Main St, Wolfe City, TX 75496
  • 408 Rosemont St, Sulphur Springs, TX 75482
  • 300 Rosemont St, Sulphur Springs, TX 75482
  • 9901 Wesley St, Greenville, TX 75402
  • 6130 S Fm 549, Rockwall, TX 75032
  • 3045 N Goliad St, Rockwall, TX 75087
  • 1650 N Lake Forest Dr, Mckinney, TX 75071
  • 3620 Sh 121, Plano, TX 75025
  • 100 Jefferson St W, Sulphur Springs, TX 75482

Are deposits at Alliance Bank insured?

Yes. Alliance Bank is an FDIC-insured bank (FDIC certificate #11569). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Alliance Bank: frequently asked questions

Is Alliance Bank a good bank?

Alliance Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.29%).

Is Alliance Bank FDIC-insured?

Yes. Alliance Bank is a FDIC-insured bank (FDIC certificate #11569). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Alliance Bank?

Alliance Bank holds $1.4 billion in total assets, ranking 192nd of 349 banks we track in Texas. It operates 17 branches.

Does Alliance Bank have CFPB complaints?

No CFPB complaints against Alliance Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Texas Security Bank
bank · Dallas, TX · $1.4B assets
The City National Bank Of Sulphur Springs
bank · Sulphur Springs, TX · $1.4B assets
Southwestern National Bank
bank · Houston, TX · $1.4B assets
Central Bank
bank · Houston, TX · $1.3B assets
Wallis Bank
bank · Wallis, TX · $1.4B assets
Southstar Bank, S.S.B.
bank · Moulton, TX · $1.3B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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