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Sundown State Bank

Sundown, TX · Est. 1963 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Sundown State Bank is a bank based in Sundown, Texas, established in 1963, with $320 million in total assets across 5 branches. By Trust Grade it ranks 56th of 349 banks we track in Texas. Its capital ratio of 12.1% is stronger than 74% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 6.48% return on assets. No consumer complaints against Sundown State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$319.7M
$100M–1B institution
Deposits
$278.5M
Branches
5
Capital ratio
12.1%
Top 26% of $100M–1B peers · Texas median 10.9%
Return on assets
6.5%
Top 0% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#56
of 349 banks

How Sundown State Bank compares to Texas peers

Capital ratio
Top 26% of $100M–1B peers
Sundown State
12.1%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 0% of $100M–1B peers
Sundown State
6.5%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Sundown State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.1% capital ratio)
  • Strongly profitable (ROA 6.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sundown State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 501 S Slaughter Ave, Sundown, TX 79372
  • 1722 Avenue H, Levelland, TX 79336
  • 101 S 1st St, Brownfield, TX 79316
  • 202 W Broadway St, Denver City, TX 79323
  • 7902 Loop 570, Wall, TX 76957

Are deposits at Sundown State Bank insured?

Yes. Sundown State Bank is an FDIC-insured bank (FDIC certificate #18780). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sundown State Bank: frequently asked questions

Is Sundown State Bank a good bank?

Sundown State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Strongly profitable (ROA 6.48%).

Is Sundown State Bank FDIC-insured?

Yes. Sundown State Bank is a FDIC-insured bank (FDIC certificate #18780). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Sundown State Bank?

Sundown State Bank holds $320 million in total assets, ranking 56th of 349 banks we track in Texas. It operates 5 branches.

Does Sundown State Bank have CFPB complaints?

No CFPB complaints against Sundown State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Commercial National Bank Of Texarkana
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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