Skip to main content
bank

Commercial National Bank Of Texarkana

Texarkana, TX · Est. 1964 · Website ↗
B
Trust Grade
Strong
Score: 86/100

Commercial National Bank Of Texarkana is a bank based in Texarkana, Texas, established in 1964, with $330 million in total assets across 6 branches. By Trust Grade it ranks 318th of 349 banks we track in Texas. Its capital ratio of 6.7% trails most similarly sized banks (6th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.09% return on assets. No consumer complaints against Commercial National Bank Of Texarkana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$330.3M
$100M–1B institution
Deposits
$307.0M
Branches
6
Capital ratio
6.7%
Bottom 6% of $100M–1B peers · Texas median 10.9%
Return on assets
2.1%
Top 11% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#318
of 349 banks

How Commercial National Bank Of Texarkana compares to Texas peers

Capital ratio
Bottom 6% of $100M–1B peers
Commercial National
6.7%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 11% of $100M–1B peers
Commercial National
2.1%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Commercial National Bank Of Texarkana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (6.7% capital ratio)
  • Strongly profitable (ROA 2.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Commercial National Bank Of Texarkana over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 5515 Summerhill Rd, Texarkana, TX 75503
  • 4601 W 7th St, Texarkana, TX 75501
  • 3204 E 9th St, Texarkana, AR 71854
  • Us Highway 71, Fouke, AR 71837
  • 224 E 4th St, Texarkana, AR 71854
  • 1222 Arkansas Blvd, Texarkana, AR 71854

Are deposits at Commercial National Bank Of Texarkana insured?

Yes. Commercial National Bank Of Texarkana is an FDIC-insured bank (FDIC certificate #19024). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Commercial National Bank Of Texarkana: frequently asked questions

Is Commercial National Bank Of Texarkana a good bank?

Commercial National Bank Of Texarkana earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (6.7% capital ratio); Strongly profitable (ROA 2.09%).

Is Commercial National Bank Of Texarkana FDIC-insured?

Yes. Commercial National Bank Of Texarkana is a FDIC-insured bank (FDIC certificate #19024). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Commercial National Bank Of Texarkana?

Commercial National Bank Of Texarkana holds $330 million in total assets, ranking 318th of 349 banks we track in Texas. It operates 6 branches.

Does Commercial National Bank Of Texarkana have CFPB complaints?

No CFPB complaints against Commercial National Bank Of Texarkana appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First State Bank Of Burnet
bank · Burnet, TX · $331M assets
The National Bank Of Andrews
bank · Andrews, TX · $331M assets
Security State Bank
bank · Farwell, TX · $336M assets
The Pecos County State Bank
bank · Fort Stockton, TX · $325M assets
Columbus State Bank
bank · Columbus, TX · $338M assets
The First National Bank Of Hughes Springs
bank · Hughes Springs, TX · $322M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →