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First State Bank Of Uvalde

Uvalde, TX · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First State Bank Of Uvalde is a bank based in Uvalde, Texas, established in 1907, with $1.8 billion in total assets across 8 branches. By Trust Grade it ranks 164th of 349 banks we track in Texas. Its capital ratio of 11.8% is stronger than 75% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against First State Bank Of Uvalde appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.8B
$1B–10B institution
Deposits
$1.5B
Branches
8
Capital ratio
11.8%
Top 25% of $1B–10B peers · Texas median 10.9%
Return on assets
1.2%
Top 50% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#164
of 349 banks

How First State Bank Of Uvalde compares to Texas peers

Capital ratio
Top 25% of $1B–10B peers
First State
11.8%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of $1B–10B peers
First State
1.2%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First State Bank Of Uvalde

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.8% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First State Bank Of Uvalde over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 243 South Evergreen Street, Leakey, TX 78873
  • 308 North Nueces, Camp Wood, TX 78833
  • 504 North Center, Sabinal, TX 78881
  • Highway 187 North, Utopia, TX 78884
  • 2065 E Main St, Uvalde, TX 78801
  • 302 Pena St, Carrizo Springs, TX 78834
  • Hwy 127 West, Concan, TX 78838
  • 200 E Nopal St, Uvalde, TX 78801

Are deposits at First State Bank Of Uvalde insured?

Yes. First State Bank Of Uvalde is an FDIC-insured bank (FDIC certificate #9978). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First State Bank Of Uvalde: frequently asked questions

Is First State Bank Of Uvalde a good bank?

First State Bank Of Uvalde earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.22%).

Is First State Bank Of Uvalde FDIC-insured?

Yes. First State Bank Of Uvalde is a FDIC-insured bank (FDIC certificate #9978). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First State Bank Of Uvalde?

First State Bank Of Uvalde holds $1.8 billion in total assets, ranking 164th of 349 banks we track in Texas. It operates 8 branches.

Does First State Bank Of Uvalde have CFPB complaints?

No CFPB complaints against First State Bank Of Uvalde appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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