bank

Charles Schwab Premier Bank, Ssb

Westlake, TX · Est. 1991
B
Trust Grade
Strong
Score: 88/100

Charles Schwab Premier Bank, Ssb is a bank based in Westlake, Texas, established in 1991, with $27.4 billion in total assets across 1 branch. By Trust Grade it ranks 308th of 349 banks we track in Texas. Its capital ratio of 7.4% trails most similarly sized banks (10th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against Charles Schwab Premier Bank, Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$27.4B
$10B–100B institution
Deposits
$25.4B
Branches
1
Capital ratio
7.4%
Bottom 10% of $10B–100B peers · Texas median 10.9%
Return on assets
1.5%
Top 26% of $10B–100B peers · Texas median 1.38%
Rank in Texas
#308
of 349 banks

How Charles Schwab Premier Bank, Ssb compares to Texas peers

Capital ratio
Bottom 10% of $10B–100B peers
Charles Schwab
7.4%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $10B–100B peers
Charles Schwab
1.5%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Charles Schwab Premier Bank, Ssb

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (7.4% capital ratio)
  • Strongly profitable (ROA 1.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Charles Schwab Premier Bank, Ssb over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 3000 Schwab Way, Westlake, TX 76262

Are deposits at Charles Schwab Premier Bank, Ssb insured?

Yes. Charles Schwab Premier Bank, Ssb is an FDIC-insured bank (FDIC certificate #33497). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Charles Schwab Premier Bank, Ssb: frequently asked questions

Is Charles Schwab Premier Bank, Ssb a good bank?

Charles Schwab Premier Bank, Ssb earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.4% capital ratio); Strongly profitable (ROA 1.50%).

Is Charles Schwab Premier Bank, Ssb FDIC-insured?

Yes. Charles Schwab Premier Bank, Ssb is a FDIC-insured bank (FDIC certificate #33497). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Charles Schwab Premier Bank, Ssb?

Charles Schwab Premier Bank, Ssb holds $27.4 billion in total assets, ranking 308th of 349 banks we track in Texas. It operates 1 branch.

Does Charles Schwab Premier Bank, Ssb have CFPB complaints?

No CFPB complaints against Charles Schwab Premier Bank, Ssb appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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