Finwise Bank is a bank based in Murray, Utah, established in 2000, with $890 million in total assets across 2 branches. By Trust Grade it ranks 13th of 42 banks we track in Utah. Its capital ratio of 18.1% is stronger than 95% of similarly sized banks, versus a Utah median of 12.9%. It was profitable over the most recent period, with a 1.54% return on assets. No consumer complaints against Finwise Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Finwise Bank compares to Utah peers
How we graded Finwise Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.1% capital ratio)
- Strongly profitable (ROA 1.54%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Finwise Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 820 E 9400 S, Sandy, UT 84094
- 756 E Winchester St, Murray, UT 84107
Are deposits at Finwise Bank insured?
Yes. Finwise Bank is an FDIC-insured bank (FDIC certificate #35323). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Finwise Bank: frequently asked questions
Is Finwise Bank a good bank?
Finwise Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.1% capital ratio); Strongly profitable (ROA 1.54%).
Is Finwise Bank FDIC-insured?
Yes. Finwise Bank is a FDIC-insured bank (FDIC certificate #35323). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Finwise Bank?
Finwise Bank holds $890 million in total assets, ranking 13th of 42 banks we track in Utah. It operates 2 branches.
Does Finwise Bank have CFPB complaints?
No CFPB complaints against Finwise Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
