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Morgan Stanley Bank, National Association

Salt Lake City, UT · Est. 1990
A
Trust Grade
Excellent
Score: 98/100

Morgan Stanley Bank, National Association is a bank based in Salt Lake City, Utah, established in 1990, with $391.3 billion in total assets across 1 branch. By Trust Grade it ranks 8th of 42 banks we track in Utah. Its capital ratio of 10.7% is stronger than 59% of similarly sized banks, versus a Utah median of 12.9%. It was profitable over the most recent period, with a 1.65% return on assets. No consumer complaints against Morgan Stanley Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$391.3B
≥$100B institution
Deposits
$254.3B
Branches
1
Capital ratio
10.7%
Top 41% of ≥$100B peers · Utah median 12.9%
Return on assets
1.6%
Top 9% of ≥$100B peers · Utah median 1.82%
Rank in Utah
#8
of 42 banks

How Morgan Stanley Bank, National Association compares to Utah peers

Capital ratio
Top 41% of ≥$100B peers
Morgan Stanley
10.7%
Utah median
12.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of ≥$100B peers
Morgan Stanley
1.6%
Utah median
1.8%
Higher ROA = more profitable relative to asset base

How we graded Morgan Stanley Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.7% capital ratio)
  • Strongly profitable (ROA 1.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Morgan Stanley Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 201 S Main St, Salt Lake City, UT 84111

Are deposits at Morgan Stanley Bank, National Association insured?

Yes. Morgan Stanley Bank, National Association is an FDIC-insured bank (FDIC certificate #32992). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Morgan Stanley Bank, National Association: frequently asked questions

Is Morgan Stanley Bank, National Association a good bank?

Morgan Stanley Bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Strongly profitable (ROA 1.65%).

Is Morgan Stanley Bank, National Association FDIC-insured?

Yes. Morgan Stanley Bank, National Association is a FDIC-insured bank (FDIC certificate #32992). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Morgan Stanley Bank, National Association?

Morgan Stanley Bank, National Association holds $391.3 billion in total assets, ranking 8th of 42 banks we track in Utah. It operates 1 branch.

Does Morgan Stanley Bank, National Association have CFPB complaints?

No CFPB complaints against Morgan Stanley Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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