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Zions Bancorporation, N.A.

Salt Lake City, UT · Est. 1873 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Zions Bancorporation, N.A. is a bank based in Salt Lake City, Utah, established in 1873, with $88.0 billion in total assets across 413 branches. By Trust Grade it ranks 31st of 42 banks we track in Utah. Its capital ratio of 8.3% trails most similarly sized banks (14th percentile), versus a Utah median of 12.9%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against Zions Bancorporation, N.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$88.0B
$10B–100B institution
Deposits
$76.9B
Branches
413
Capital ratio
8.3%
Bottom 14% of $10B–100B peers · Utah median 12.9%
Return on assets
1.1%
Bottom 36% of $10B–100B peers · Utah median 1.82%
Rank in Utah
#31
of 42 banks

How Zions Bancorporation, N.A. compares to Utah peers

Capital ratio
Bottom 14% of $10B–100B peers
Zions Bancorporation,
8.3%
Utah median
12.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of $10B–100B peers
Zions Bancorporation,
1.1%
Utah median
1.8%
Higher ROA = more profitable relative to asset base

How we graded Zions Bancorporation, N.A.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.3% capital ratio)
  • Strongly profitable (ROA 1.05%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Zions Bancorporation, N.A. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (413)

  • 100 Pine St, San Francisco, CA 94111
  • 750 E Warm Springs Rd, Las Vegas, NV 89119
  • 12130 Hempstead Rd, Houston, TX 77092
  • 1380 S Federal Blvd, Denver, CO 80219
  • 330 S Main St, Moab, UT 84532
  • 8375 W 3500 S, Magna, UT 84044
  • 902 Washington St, Montpelier, ID 83254
  • 1 W Liberty St, Reno, NV 89501
  • 488 N Main St, Logan, UT 84321
  • 1308 Lacey Dr, Baytown, TX 77520
  • 3300 W 72nd Ave, Westminster, CO 80030
  • 335 N Wilmot Rd, Tucson, AZ 85711
  • 1220 S 800 E, Orem, UT 84097
  • 17752 17th St, Tustin, CA 92780
  • 2302 Washington Blvd, Ogden, UT 84401
  • 16041 Goldenwest St, Huntington Beach, CA 92647
  • 3737 5th Ave, San Diego, CA 92103
  • 1 S Main St, Salt Lake City, UT 84133
  • 225 S Main St, Pleasant Grove, UT 84062
  • 6310 Lemmon Ave, Dallas, TX 75209
  • 80250 Us Highway 111 Spc C101, Indio, CA 92201
  • 219 N 4th St, Buckeye, AZ 85326
  • 17046 Stuebner Airline Rd, Spring, TX 77379
  • 620 E Main St, Lehi, UT 84043
  • 534 E Hyman Ave, Aspen, CO 81611
  • 5050 S Broadway, Englewood, CO 80113
  • 3 S Main St, Cedar City, UT 84720
  • 3825 N Stockton Hill Rd, Kingman, AZ 86409
  • 8015 W Bowles Ave, Littleton, CO 80123
  • 462 W 800 N, Orem, UT 84057
  • 135 Saxony Rd, Encinitas, CA 92024
  • 831 W Lancaster Blvd, Lancaster, CA 93534
  • 16796 Bernardo Center Dr, San Diego, CA 92128
  • 9590 Foothill Blvd, Rancho Cucamonga, CA 91730
  • 150 N Quince St, Escondido, CA 92025
  • 538 E 16th St, Yuma, AZ 85365
  • 361 W Highway 24, Woodland Park, CO 80863
  • 1717 West Loop S, Houston, TX 77027
  • 415 E Avenida Pico, San Clemente, CA 92672
  • 1400 E Southern Ave, Tempe, AZ 85282

Are deposits at Zions Bancorporation, N.A. insured?

Yes. Zions Bancorporation, N.A. is an FDIC-insured bank (FDIC certificate #2270). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Zions Bancorporation, N.A.: frequently asked questions

Is Zions Bancorporation, N.A. a good bank?

Zions Bancorporation, N.A. earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Strongly profitable (ROA 1.05%).

Is Zions Bancorporation, N.A. FDIC-insured?

Yes. Zions Bancorporation, N.A. is a FDIC-insured bank (FDIC certificate #2270). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Zions Bancorporation, N.A.?

Zions Bancorporation, N.A. holds $88.0 billion in total assets, ranking 31st of 42 banks we track in Utah. It operates 413 branches.

Does Zions Bancorporation, N.A. have CFPB complaints?

No CFPB complaints against Zions Bancorporation, N.A. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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