Skip to main content
bank

Merrick Bank

South Jordan, UT · Est. 1997 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Merrick Bank is a bank based in South Jordan, Utah, established in 1997, with $8.9 billion in total assets across 1 branch. By Trust Grade it ranks 11th of 42 banks we track in Utah. Its capital ratio of 18.8% is stronger than 97% of similarly sized banks, versus a Utah median of 12.9%. It was profitable over the most recent period, with a 3.31% return on assets. No consumer complaints against Merrick Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.9B
$1B–10B institution
Deposits
$7.1B
Branches
1
Capital ratio
18.8%
Top 3% of $1B–10B peers · Utah median 12.9%
Return on assets
3.3%
Top 2% of $1B–10B peers · Utah median 1.82%
Rank in Utah
#11
of 42 banks

How Merrick Bank compares to Utah peers

Capital ratio
Top 3% of $1B–10B peers
Merrick Bank
18.8%
Utah median
12.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of $1B–10B peers
Merrick Bank
3.3%
Utah median
1.8%
Higher ROA = more profitable relative to asset base

How we graded Merrick Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.8% capital ratio)
  • Strongly profitable (ROA 3.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Merrick Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 10705 S Jordan Gtwy, South Jordan, UT 84095

Are deposits at Merrick Bank insured?

Yes. Merrick Bank is an FDIC-insured bank (FDIC certificate #34519). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Merrick Bank: frequently asked questions

Is Merrick Bank a good bank?

Merrick Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.8% capital ratio); Strongly profitable (ROA 3.31%).

Is Merrick Bank FDIC-insured?

Yes. Merrick Bank is a FDIC-insured bank (FDIC certificate #34519). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Merrick Bank?

Merrick Bank holds $8.9 billion in total assets, ranking 11th of 42 banks we track in Utah. It operates 1 branch.

Does Merrick Bank have CFPB complaints?

No CFPB complaints against Merrick Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Wex Bank
bank · Sandy, UT · $9.5B assets
Lendingclub Bank, National Association
bank · Lehi, UT · $11.8B assets
Green Dot Bank Dba Bonneville Bank
bank · Provo, UT · $5.9B assets
Celtic Bank
bank · Salt Lake City, UT · $5.0B assets
Bmw Bank Of North America
bank · Salt Lake City, UT · $13.0B assets
Comenity Capital Bank
bank · Draper, UT · $13.3B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →