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Celtic Bank

Salt Lake City, UT · Est. 2001 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Celtic Bank is a bank based in Salt Lake City, Utah, established in 2001, with $5.0 billion in total assets across 1 branch. By Trust Grade it ranks 15th of 42 banks we track in Utah. Its capital ratio of 17.9% is stronger than 97% of similarly sized banks, versus a Utah median of 12.9%. It was profitable over the most recent period, with a 3.29% return on assets. No consumer complaints against Celtic Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.0B
$1B–10B institution
Deposits
$3.6B
Branches
1
Capital ratio
17.9%
Top 3% of $1B–10B peers · Utah median 12.9%
Return on assets
3.3%
Top 2% of $1B–10B peers · Utah median 1.82%
Rank in Utah
#15
of 42 banks

How Celtic Bank compares to Utah peers

Capital ratio
Top 3% of $1B–10B peers
Celtic Bank
17.9%
Utah median
12.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of $1B–10B peers
Celtic Bank
3.3%
Utah median
1.8%
Higher ROA = more profitable relative to asset base

How we graded Celtic Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.9% capital ratio)
  • Strongly profitable (ROA 3.29%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Celtic Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 268 S State St, Salt Lake City, UT 84111

Are deposits at Celtic Bank insured?

Yes. Celtic Bank is an FDIC-insured bank (FDIC certificate #57056). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Celtic Bank: frequently asked questions

Is Celtic Bank a good bank?

Celtic Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.9% capital ratio); Strongly profitable (ROA 3.29%).

Is Celtic Bank FDIC-insured?

Yes. Celtic Bank is a FDIC-insured bank (FDIC certificate #57056). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Celtic Bank?

Celtic Bank holds $5.0 billion in total assets, ranking 15th of 42 banks we track in Utah. It operates 1 branch.

Does Celtic Bank have CFPB complaints?

No CFPB complaints against Celtic Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Sunwest Bank
bank · Sandy, UT · $4.3B assets
Green Dot Bank Dba Bonneville Bank
bank · Provo, UT · $5.9B assets
Bank Of Utah
bank · Ogden, UT · $3.7B assets
Cache Valley Bank
bank · Logan, UT · $3.5B assets
State Bank Of Southern Utah
bank · Cedar City, UT · $2.7B assets
Medallion Bank
bank · Salt Lake City, UT · $2.7B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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