Celtic Bank is a bank based in Salt Lake City, Utah, established in 2001, with $5.0 billion in total assets across 1 branch. By Trust Grade it ranks 15th of 42 banks we track in Utah. Its capital ratio of 17.9% is stronger than 97% of similarly sized banks, versus a Utah median of 12.9%. It was profitable over the most recent period, with a 3.29% return on assets. No consumer complaints against Celtic Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Celtic Bank compares to Utah peers
How we graded Celtic Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.9% capital ratio)
- Strongly profitable (ROA 3.29%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Celtic Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 268 S State St, Salt Lake City, UT 84111
Are deposits at Celtic Bank insured?
Yes. Celtic Bank is an FDIC-insured bank (FDIC certificate #57056). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Celtic Bank: frequently asked questions
Is Celtic Bank a good bank?
Celtic Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.9% capital ratio); Strongly profitable (ROA 3.29%).
Is Celtic Bank FDIC-insured?
Yes. Celtic Bank is a FDIC-insured bank (FDIC certificate #57056). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Celtic Bank?
Celtic Bank holds $5.0 billion in total assets, ranking 15th of 42 banks we track in Utah. It operates 1 branch.
Does Celtic Bank have CFPB complaints?
No CFPB complaints against Celtic Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
