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Ledyard National Bank

Norwich, VT · Est. 1991 · Website ↗
B
Trust Grade
Strong
Score: 86/100

Ledyard National Bank is a bank based in Norwich, Vermont, established in 1991, with $1.0 billion in total assets across 10 branches. By Trust Grade it ranks 11th of 12 banks we track in Vermont. Its capital ratio of 7.4% trails most similarly sized banks (6th percentile), versus a Vermont median of 10.2%. It was profitable over the most recent period, with a 0.66% return on assets. No consumer complaints against Ledyard National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0B
$1B–10B institution
Deposits
$881.6M
Branches
10
Capital ratio
7.4%
Bottom 6% of $1B–10B peers · Vermont median 10.2%
Return on assets
0.7%
Bottom 15% of $1B–10B peers · Vermont median 0.75%
Rank in Vermont
#11
of 12 banks

How Ledyard National Bank compares to Vermont peers

Capital ratio
Bottom 6% of $1B–10B peers
Ledyard National
7.4%
Vermont median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 15% of $1B–10B peers
Ledyard National
0.7%
Vermont median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Ledyard National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (7.4% capital ratio)
  • Profitable (ROA 0.66%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ledyard National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 5 Main St, Lyme, NH 03768
  • 38 S Main St, Hanover, NH 03755
  • 67 Main St, West Lebanon, NH 03784
  • 178 County Rd, New London, NH 03257
  • 42 Old Etna Rd, Lebanon, NH 03766
  • 320 Main St, Norwich, VT 05055
  • 80 Lyme Rd, Hanover, NH 03755
  • 2 Maple St, Hanover, NH 03755
  • 1 Pillsbury St, Concord, NH 03301
  • 74 S Main St, Concord, NH 03301

Are deposits at Ledyard National Bank insured?

Yes. Ledyard National Bank is an FDIC-insured bank (FDIC certificate #33418). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ledyard National Bank: frequently asked questions

Is Ledyard National Bank a good bank?

Ledyard National Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (7.4% capital ratio); Profitable (ROA 0.66%).

Is Ledyard National Bank FDIC-insured?

Yes. Ledyard National Bank is a FDIC-insured bank (FDIC certificate #33418). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Ledyard National Bank?

Ledyard National Bank holds $1.0 billion in total assets, ranking 11th of 12 banks we track in Vermont. It operates 10 branches.

Does Ledyard National Bank have CFPB complaints?

No CFPB complaints against Ledyard National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Northfield Savings Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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