The National Bank Of Middlebury is a bank based in Middlebury, Vermont, established in 1831, with $555 million in total assets across 7 branches. By Trust Grade it ranks 9th of 12 banks we track in Vermont. Its capital ratio of 8.0% trails most similarly sized banks (15th percentile), versus a Vermont median of 10.2%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against The National Bank Of Middlebury appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The National Bank Of Middlebury compares to Vermont peers
How we graded The National Bank Of Middlebury
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Strongly profitable (ROA 1.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The National Bank Of Middlebury over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 15 Seymour St, Middlebury, VT 05753
- 240 Court St, Middlebury, VT 05753
- 28 Main St, Bristol, VT 05443
- 30 Main St, Middlebury, VT 05753
- 6 Park St, Brandon, VT 05733
- 29 Green St, Vergennes, VT 05491
- 140 Commerce St, Hinesburg, VT 05461
Are deposits at The National Bank Of Middlebury insured?
Yes. The National Bank Of Middlebury is an FDIC-insured bank (FDIC certificate #6275). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The National Bank Of Middlebury: frequently asked questions
Is The National Bank Of Middlebury a good bank?
The National Bank Of Middlebury earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.01%).
Is The National Bank Of Middlebury FDIC-insured?
Yes. The National Bank Of Middlebury is a FDIC-insured bank (FDIC certificate #6275). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The National Bank Of Middlebury?
The National Bank Of Middlebury holds $555 million in total assets, ranking 9th of 12 banks we track in Vermont. It operates 7 branches.
Does The National Bank Of Middlebury have CFPB complaints?
No CFPB complaints against The National Bank Of Middlebury appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
