Pacific Crest Bank is a bank based in Lynnwood, Washington, established in 1998, with $319 million in total assets across 1 branch. By Trust Grade it ranks 16th of 30 banks we track in Washington. Its capital ratio of 10.2% is stronger than 51% of similarly sized banks, versus a Washington median of 10.8%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Pacific Crest Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pacific Crest Bank compares to Washington peers
How we graded Pacific Crest Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.2% capital ratio)
- Profitable (ROA 0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pacific Crest Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 3500 188th St Sw, Lynnwood, WA 98037
Are deposits at Pacific Crest Bank insured?
Yes. Pacific Crest Bank is an FDIC-insured bank (FDIC certificate #34585). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pacific Crest Bank: frequently asked questions
Is Pacific Crest Bank a good bank?
Pacific Crest Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Profitable (ROA 0.55%).
Is Pacific Crest Bank FDIC-insured?
Yes. Pacific Crest Bank is a FDIC-insured bank (FDIC certificate #34585). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Pacific Crest Bank?
Pacific Crest Bank holds $319 million in total assets, ranking 16th of 30 banks we track in Washington. It operates 1 branch.
Does Pacific Crest Bank have CFPB complaints?
No CFPB complaints against Pacific Crest Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
