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Riverbank

Spokane, WA · Est. 2006 · Website ↗
98/ 100
Trust Grade
Excellent
98 out of 100

Riverbank is a bank based in Spokane, Washington, established in 2006, with $284 million in total assets across 3 branches. By Trust Grade it ranks 8th of 30 banks we track in Washington. Its capital ratio of 10.7% is stronger than 58% of similarly sized banks, versus a Washington median of 10.8%. It was profitable over the most recent period, with a 1.62% return on assets. No consumer complaints against Riverbank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$283.7M
$100M–1B institution
Deposits
$250.5M
Branches
3
Capital ratio
10.7%
Top 42% of $100M–1B peers · Washington median 10.8%
Return on assets
1.6%
Top 26% of $100M–1B peers · Washington median 0.96%
Rank in Washington
#8
of 30 banks

How Riverbank compares to Washington peers

Capital ratio
Top 42% of $100M–1B peers
Riverbank
10.7%
Washington median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $100M–1B peers
Riverbank
1.6%
Washington median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Riverbank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (10.7% capital ratio)
  • Strongly profitable (ROA 1.62%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Riverbank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 202 E Spokane Falls Blvd, Spokane, WA 99202
  • 202 E Spokane Falls Blvd, Spokane, WA 99202
  • 202 E Spokane Falls Blvd, Spokane, WA 99202

Are deposits at Riverbank insured?

Yes. Riverbank is an FDIC-insured bank (FDIC certificate #58322). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Riverbank: frequently asked questions

Is Riverbank a good bank?

Riverbank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Strongly profitable (ROA 1.62%).

Is Riverbank FDIC-insured?

Yes. Riverbank is a FDIC-insured bank (FDIC certificate #58322). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Riverbank?

Riverbank holds $284 million in total assets, ranking 8th of 30 banks we track in Washington. It operates 3 branches.

Does Riverbank have CFPB complaints?

No CFPB complaints against Riverbank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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