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Lamont Bank Of St. John

Saint John, WA · Est. 1908
57/ 100
Trust Grade
Below average
57 out of 100

Lamont Bank Of St. John is a bank based in Saint John, Washington, established in 1908, with $56 million in total assets across 1 branch. By Trust Grade it ranks 29th of 30 banks we track in Washington. Its capital ratio of 5.7% trails most similarly sized banks (3th percentile), versus a Washington median of 10.8%. It posted a loss over the most recent period (-12.76% return on assets), a point to watch. No consumer complaints against Lamont Bank Of St. John appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$55.9M
<$100M institution
Deposits
$52.4M
Branches
1
Capital ratio
5.7%
Bottom 3% of <$100M peers · Washington median 10.8%
Return on assets
-12.8%
Bottom 0% of <$100M peers · Washington median 0.96%
Rank in Washington
#29
of 30 banks

How Lamont Bank Of St. John compares to Washington peers

Capital ratio
Bottom 3% of <$100M peers
Lamont Bank
5.7%
Washington median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 0% of <$100M peers
Lamont Bank
-12.8%
Washington median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Lamont Bank Of St. John

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
57/100
Customer experience
n/a
Overall
57/100
  • Well-capitalized (5.7% capital ratio)
  • Unprofitable over the period (ROA -12.76%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Lamont Bank Of St. John over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 6 E Front St, Saint John, WA 99171

Are deposits at Lamont Bank Of St. John insured?

Yes. Lamont Bank Of St. John is an FDIC-insured bank (FDIC certificate #8681). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lamont Bank Of St. John: frequently asked questions

Is Lamont Bank Of St. John a good bank?

Lamont Bank Of St. John earns a Bankzia Trust Grade of F (57/100, "Below average"), based on a financial-strength score of 57/100 (it has no CFPB complaints on record). Well-capitalized (5.7% capital ratio); Unprofitable over the period (ROA -12.76%).

Is Lamont Bank Of St. John FDIC-insured?

Yes. Lamont Bank Of St. John is a FDIC-insured bank (FDIC certificate #8681). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Lamont Bank Of St. John?

Lamont Bank Of St. John holds $56 million in total assets, ranking 29th of 30 banks we track in Washington. It operates 1 branch.

Does Lamont Bank Of St. John have CFPB complaints?

No CFPB complaints against Lamont Bank Of St. John appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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