The Bank Of Romney is a bank based in Romney, West Virginia, established in 1888, with $371 million in total assets across 7 branches. By Trust Grade it ranks 13th of 41 banks we track in West Virginia. Its capital ratio of 15.9% is stronger than 92% of similarly sized banks, versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against The Bank Of Romney appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Bank Of Romney compares to West Virginia peers
How we graded The Bank Of Romney
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.9% capital ratio)
- Strongly profitable (ROA 1.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Bank Of Romney over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 2960 Northwestern Turnpike, Capon Bridge, WV 26711
- 16285 Northwestern Pike, Augusta, WV 26704
- 8504 Cumberland Rd, Springfield, WV 26763
- 63 Winchester St, Paw Paw, WV 25434
- 31 Stayman Dr, Romney, WV 26757
- 95 E Main St, Romney, WV 26757
- 100 County Route 3, Slanesville, WV 25444
Are deposits at The Bank Of Romney insured?
Yes. The Bank Of Romney is an FDIC-insured bank (FDIC certificate #845). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Bank Of Romney: frequently asked questions
Is The Bank Of Romney a good bank?
The Bank Of Romney earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.9% capital ratio); Strongly profitable (ROA 1.21%).
Is The Bank Of Romney FDIC-insured?
Yes. The Bank Of Romney is a FDIC-insured bank (FDIC certificate #845). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Bank Of Romney?
The Bank Of Romney holds $371 million in total assets, ranking 13th of 41 banks we track in West Virginia. It operates 7 branches.
Does The Bank Of Romney have CFPB complaints?
No CFPB complaints against The Bank Of Romney appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
