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The First National Bank Of Williamson

Williamson, WV · Est. 1903 · Website ↗
B
Trust Grade
Strong
Score: 88/100

The First National Bank Of Williamson is a bank based in Williamson, West Virginia, established in 1903, with $113 million in total assets across 3 branches. By Trust Grade it ranks 33rd of 41 banks we track in West Virginia. Its capital ratio of 20.2% is stronger than 97% of similarly sized banks, versus a West Virginia median of 10.1%. It posted a loss over the most recent period (-0.19% return on assets), a point to watch. No consumer complaints against The First National Bank Of Williamson appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$113.5M
$100M–1B institution
Deposits
$88.9M
Branches
3
Capital ratio
20.2%
Top 3% of $100M–1B peers · West Virginia median 10.1%
Return on assets
-0.2%
Bottom 3% of $100M–1B peers · West Virginia median 1.01%
Rank in West Virginia
#33
of 41 banks

How The First National Bank Of Williamson compares to West Virginia peers

Capital ratio
Top 3% of $100M–1B peers
The First
20.2%
West Virginia median
10.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 3% of $100M–1B peers
The First
-0.2%
West Virginia median
1.0%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Williamson

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Strongly capitalized (20.2% capital ratio)
  • Unprofitable over the period (ROA -0.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Williamson over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • East Fourth Avenue And Logan Street, Williamson, WV 25661
  • 109 Prater Pl, Pikeville, KY 41501
  • 68 E 2nd Ave, Williamson, WV 25661

Are deposits at The First National Bank Of Williamson insured?

Yes. The First National Bank Of Williamson is an FDIC-insured bank (FDIC certificate #6805). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Williamson: frequently asked questions

Is The First National Bank Of Williamson a good bank?

The First National Bank Of Williamson earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (20.2% capital ratio); Unprofitable over the period (ROA -0.19%).

Is The First National Bank Of Williamson FDIC-insured?

Yes. The First National Bank Of Williamson is a FDIC-insured bank (FDIC certificate #6805). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Williamson?

The First National Bank Of Williamson holds $113 million in total assets, ranking 33rd of 41 banks we track in West Virginia. It operates 3 branches.

Does The First National Bank Of Williamson have CFPB complaints?

No CFPB complaints against The First National Bank Of Williamson appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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The First National Bank Of Peterstown
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The Pleasants County Bank
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Guaranty Bank Inc.
bank · Williamson, WV · $149M assets
The Fayette County National Bank Of Fayetteville
bank · Fayetteville, WV · $157M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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