Whitesville State Bank is a bank based in Whitesville, West Virginia, established in 1946, with $136 million in total assets across 5 branches. By Trust Grade it ranks 40th of 41 banks we track in West Virginia. Its capital ratio of 6.9% trails most similarly sized banks (7th percentile), versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 0.51% return on assets. No consumer complaints against Whitesville State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Whitesville State Bank compares to West Virginia peers
How we graded Whitesville State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.9% capital ratio)
- Profitable (ROA 0.51%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Whitesville State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 38609 Coal River Rd, Whitesville, WV 25209
- 7070 Coal River Rd, Comfort, WV 25049
- 7022 Haper Rd, Glen Daniel, WV 25844
- 1460 Robert C Byrd Dr, Crab Orchard, WV 25827
- 300 E Dupont Ave, Belle, WV 25015
Are deposits at Whitesville State Bank insured?
Yes. Whitesville State Bank is an FDIC-insured bank (FDIC certificate #16453). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Whitesville State Bank: frequently asked questions
Is Whitesville State Bank a good bank?
Whitesville State Bank earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (6.9% capital ratio); Profitable (ROA 0.51%).
Is Whitesville State Bank FDIC-insured?
Yes. Whitesville State Bank is a FDIC-insured bank (FDIC certificate #16453). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Whitesville State Bank?
Whitesville State Bank holds $136 million in total assets, ranking 40th of 41 banks we track in West Virginia. It operates 5 branches.
Does Whitesville State Bank have CFPB complaints?
No CFPB complaints against Whitesville State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
