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Baraboo State Bank

Baraboo, WI · Est. 1857 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Baraboo State Bank is a bank based in Baraboo, Wisconsin, established in 1857, with $575 million in total assets across 7 branches. By Trust Grade it ranks 13th of 154 banks we track in Wisconsin. Its capital ratio of 11.3% is stronger than 66% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against Baraboo State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$575.2M
$100M–1B institution
Deposits
$496.8M
Branches
7
Capital ratio
11.3%
Top 34% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
1.2%
Top 48% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#13
of 154 banks

How Baraboo State Bank compares to Wisconsin peers

Capital ratio
Top 34% of $100M–1B peers
Baraboo State
11.3%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of $100M–1B peers
Baraboo State
1.2%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Baraboo State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.3% capital ratio)
  • Strongly profitable (ROA 1.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Baraboo State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 113 2nd Ave, Baraboo, WI 53913
  • 1120 8th St, Baraboo, WI 53913
  • 400 W Pine St, West Baraboo, WI 53913
  • 41 West Munroe Avenue, Lake Delton, WI 53940
  • 130 Viking Dr, Reedsburg, WI 53959
  • 2830 New Pinery Rd, Portage, WI 53901
  • 101 3rd Ave, Baraboo, WI 53913

Are deposits at Baraboo State Bank insured?

Yes. Baraboo State Bank is an FDIC-insured bank (FDIC certificate #12788). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Baraboo State Bank: frequently asked questions

Is Baraboo State Bank a good bank?

Baraboo State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.23%).

Is Baraboo State Bank FDIC-insured?

Yes. Baraboo State Bank is a FDIC-insured bank (FDIC certificate #12788). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Baraboo State Bank?

Baraboo State Bank holds $575 million in total assets, ranking 13th of 154 banks we track in Wisconsin. It operates 7 branches.

Does Baraboo State Bank have CFPB complaints?

No CFPB complaints against Baraboo State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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