Ladysmith Federal Savings And Loan Association is a bank based in Ladysmith, Wisconsin, established in 1934, with $92 million in total assets across 1 branch. By Trust Grade it ranks 137th of 154 banks we track in Wisconsin. Its capital ratio of 8.2% trails most similarly sized banks (13th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against Ladysmith Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ladysmith Federal Savings And Loan Association compares to Wisconsin peers
How we graded Ladysmith Federal Savings And Loan Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.2% capital ratio)
- Profitable (ROA 0.69%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ladysmith Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 119 W 4th St N, Ladysmith, WI 54848
Are deposits at Ladysmith Federal Savings And Loan Association insured?
Yes. Ladysmith Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #28983). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ladysmith Federal Savings And Loan Association: frequently asked questions
Is Ladysmith Federal Savings And Loan Association a good bank?
Ladysmith Federal Savings And Loan Association earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Profitable (ROA 0.69%).
Is Ladysmith Federal Savings And Loan Association FDIC-insured?
Yes. Ladysmith Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #28983). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Ladysmith Federal Savings And Loan Association?
Ladysmith Federal Savings And Loan Association holds $92 million in total assets, ranking 137th of 154 banks we track in Wisconsin. It operates 1 branch.
Does Ladysmith Federal Savings And Loan Association have CFPB complaints?
No CFPB complaints against Ladysmith Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
