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Bank Of Ontario

Ontario, WI · Est. 1911 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Bank Of Ontario is a bank based in Ontario, Wisconsin, established in 1911, with $81 million in total assets across 3 branches. By Trust Grade it ranks 79th of 154 banks we track in Wisconsin. Its capital ratio of 13.7% is stronger than 63% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against Bank Of Ontario appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$80.6M
<$100M institution
Deposits
$68.0M
Branches
3
Capital ratio
13.7%
Top 37% of <$100M peers · Wisconsin median 10.4%
Return on assets
1.0%
Top 49% of <$100M peers · Wisconsin median 1.2%
Rank in Wisconsin
#79
of 154 banks

How Bank Of Ontario compares to Wisconsin peers

Capital ratio
Top 37% of <$100M peers
Bank Of
13.7%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of <$100M peers
Bank Of
1.0%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Ontario

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (13.7% capital ratio)
  • Profitable (ROA 0.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Ontario over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 315 Main St, Ontario, WI 54651
  • 100 N Main St, Westby, WI 54667
  • 700 Main St, Genoa, WI 54632

Are deposits at Bank Of Ontario insured?

Yes. Bank Of Ontario is an FDIC-insured bank (FDIC certificate #21085). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Ontario: frequently asked questions

Is Bank Of Ontario a good bank?

Bank Of Ontario earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.7% capital ratio); Profitable (ROA 0.96%).

Is Bank Of Ontario FDIC-insured?

Yes. Bank Of Ontario is a FDIC-insured bank (FDIC certificate #21085). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Ontario?

Bank Of Ontario holds $81 million in total assets, ranking 79th of 154 banks we track in Wisconsin. It operates 3 branches.

Does Bank Of Ontario have CFPB complaints?

No CFPB complaints against Bank Of Ontario appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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