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Bank Of Lake Mills

Lake Mills, WI · Est. 1893 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Bank Of Lake Mills is a bank based in Lake Mills, Wisconsin, established in 1893, with $530 million in total assets across 2 branches. By Trust Grade it ranks 133rd of 154 banks we track in Wisconsin. Its capital ratio of 9.9% trails most similarly sized banks (46th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 0.08% return on assets. No consumer complaints against Bank Of Lake Mills appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$530.1M
$100M–1B institution
Deposits
$401.0M
Branches
2
Capital ratio
9.9%
Bottom 46% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
0.1%
Bottom 4% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#133
of 154 banks

How Bank Of Lake Mills compares to Wisconsin peers

Capital ratio
Bottom 46% of $100M–1B peers
Bank Of
9.9%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 4% of $100M–1B peers
Bank Of
0.1%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Lake Mills

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (9.9% capital ratio)
  • Profitable (ROA 0.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Lake Mills over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 400 Bernard St, Watertown, WI 53094
  • 136 E Madison St, Lake Mills, WI 53551

Are deposits at Bank Of Lake Mills insured?

Yes. Bank Of Lake Mills is an FDIC-insured bank (FDIC certificate #8695). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Lake Mills: frequently asked questions

Is Bank Of Lake Mills a good bank?

Bank Of Lake Mills earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Profitable (ROA 0.08%).

Is Bank Of Lake Mills FDIC-insured?

Yes. Bank Of Lake Mills is a FDIC-insured bank (FDIC certificate #8695). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Lake Mills?

Bank Of Lake Mills holds $530 million in total assets, ranking 133rd of 154 banks we track in Wisconsin. It operates 2 branches.

Does Bank Of Lake Mills have CFPB complaints?

No CFPB complaints against Bank Of Lake Mills appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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