State Bank Financial is a bank based in La Crosse, Wisconsin, established in 1858, with $537 million in total assets across 5 branches. By Trust Grade it ranks 112th of 154 banks we track in Wisconsin. Its capital ratio of 8.8% trails most similarly sized banks (25th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against State Bank Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How State Bank Financial compares to Wisconsin peers
How we graded State Bank Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Strongly profitable (ROA 1.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for State Bank Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 4020 Mormon Coulee Rd, La Crosse, WI 54601
- 1836 E Main St, Onalaska, WI 54650
- 124 N Central Ave, Marshfield, WI 54449
- 203 W Wisconsin St, Sparta, WI 54656
- 401 Main St, La Crosse, WI 54601
Are deposits at State Bank Financial insured?
Yes. State Bank Financial is an FDIC-insured bank (FDIC certificate #10383). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
State Bank Financial: frequently asked questions
Is State Bank Financial a good bank?
State Bank Financial earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.08%).
Is State Bank Financial FDIC-insured?
Yes. State Bank Financial is a FDIC-insured bank (FDIC certificate #10383). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is State Bank Financial?
State Bank Financial holds $537 million in total assets, ranking 112th of 154 banks we track in Wisconsin. It operates 5 branches.
Does State Bank Financial have CFPB complaints?
No CFPB complaints against State Bank Financial appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
