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Bank First, N.A.

Manitowoc, WI · Est. 1894 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank First, N.A. is a bank based in Manitowoc, Wisconsin, established in 1894, with $6.1 billion in total assets across 45 branches. By Trust Grade it ranks 56th of 154 banks we track in Wisconsin. Its capital ratio of 13.2% is stronger than 85% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.56% return on assets. No consumer complaints against Bank First, N.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.1B
$1B–10B institution
Deposits
$5.1B
Branches
45
Capital ratio
13.2%
Top 15% of $1B–10B peers · Wisconsin median 10.4%
Return on assets
1.6%
Top 26% of $1B–10B peers · Wisconsin median 1.2%
Rank in Wisconsin
#56
of 154 banks

How Bank First, N.A. compares to Wisconsin peers

Capital ratio
Top 15% of $1B–10B peers
Bank First,
13.2%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $1B–10B peers
Bank First,
1.6%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Bank First, N.A.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.2% capital ratio)
  • Strongly profitable (ROA 1.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank First, N.A. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (45)

  • 2700 Eastern Ave, Plymouth, WI 53073
  • 300 E Main St, Rockton, IL 61072
  • 508 N Elida St, Winnebago, IL 61088
  • 1882 E Inman Pkwy, Beloit, WI 53511
  • 1795 Madison Rd, Beloit, WI 53511
  • 1703 Lake St, Two Rivers, WI 54241
  • 110 Baugniet St, Mishicot, WI 54228
  • 2915 Custer St, Manitowoc, WI 54220
  • 2747 Manitowoc Rd, Bellevue, WI 54311
  • 1919 10th St, Monroe, WI 53566
  • 825 W Johnson St, Fond Du Lac, WI 54935
  • 500 Peck Ave, Clinton, WI 53525
  • 218 N Walworth St, Darien, WI 53114
  • Highway 50 And South Shore Drive, Delavan Township, WI 53115
  • 5360 Bridge St, Roscoe, IL 61073
  • 345 E Grand Ave, Beloit, WI 53511
  • 402 N 8th St, Manitowoc, WI 54220
  • 1625 10th St, Monroe, WI 53566
  • 105 N Plaza Rd, Wautoma, WI 54982
  • 121 N Walworth Ave, Williams Bay, WI 53191
  • 512 S Main St, Pardeeville, WI 53954
  • 2600 Cranston Rd, Beloit, WI 53511
  • 2636 S Us Highway 51, Janesville, WI 53546
  • 190 E Geneva St, Elkhorn, WI 53121
  • 2600 Kohler Memorial Dr, Sheboygan, WI 53081
  • 1159 N Koeller St, Oshkosh, WI 54902
  • 167 Lincoln St, Valders, WI 54245
  • 4201 W Wisconsin Ave, Appleton, WI 54913
  • 835 E Green Bay St, Shawano, WI 54166
  • W61 N529 Washington Avenue, Cedarburg, WI 53012
  • 1951 Shawano Ave, Green Bay, WI 54303
  • 2111 Holiday Drive, Janesville, WI 53545
  • 3854 Old Highway Rd, Sturgeon Bay, WI 54235
  • 105 S Main St, Poynette, WI 53955
  • 104 W Main St, Watertown, WI 53094
  • 100 Mill Street, Reedsville, WI 54230
  • 321 E Milwaukee St, Argyle, WI 53504
  • 601 Fremont St, Kiel, WI 53042
  • 135 S Main St, Clintonville, WI 54929
  • 103 Main St, Denmark, WI 54208

Are deposits at Bank First, N.A. insured?

Yes. Bank First, N.A. is an FDIC-insured bank (FDIC certificate #5304). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank First, N.A.: frequently asked questions

Is Bank First, N.A. a good bank?

Bank First, N.A. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Strongly profitable (ROA 1.56%).

Is Bank First, N.A. FDIC-insured?

Yes. Bank First, N.A. is a FDIC-insured bank (FDIC certificate #5304). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank First, N.A.?

Bank First, N.A. holds $6.1 billion in total assets, ranking 56th of 154 banks we track in Wisconsin. It operates 45 branches.

Does Bank First, N.A. have CFPB complaints?

No CFPB complaints against Bank First, N.A. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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