Skip to main content
bank

National Bank Of Commerce

Superior, WI · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

National Bank Of Commerce is a bank based in Superior, Wisconsin, established in 1934, with $2.2 billion in total assets across 21 branches. By Trust Grade it ranks 89th of 154 banks we track in Wisconsin. Its capital ratio of 9.6% trails most similarly sized banks (37th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.75% return on assets. No consumer complaints against National Bank Of Commerce appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.2B
$1B–10B institution
Deposits
$1.8B
Branches
21
Capital ratio
9.6%
Bottom 37% of $1B–10B peers · Wisconsin median 10.4%
Return on assets
1.8%
Top 18% of $1B–10B peers · Wisconsin median 1.2%
Rank in Wisconsin
#89
of 154 banks

How National Bank Of Commerce compares to Wisconsin peers

Capital ratio
Bottom 37% of $1B–10B peers
National Bank
9.6%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of $1B–10B peers
National Bank
1.8%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded National Bank Of Commerce

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.6% capital ratio)
  • Strongly profitable (ROA 1.75%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for National Bank Of Commerce over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (21)

  • 1619 Woodland Ave, Duluth, MN 55803
  • 3 Thomson Rd, Esko, MN 55733
  • 22 1st St Ne, Bagley, MN 56621
  • 109 W Main St, Baudette, MN 56623
  • 1260 Paul Bunyan Dr Nw, Bemidji, MN 56601
  • 1329 Pacific Ave, Benson, MN 56215
  • 4994 S Memorial Dr, Poplar, WI 54864
  • 9245 E Main St, Solon Springs, WI 54873
  • 2521 1st Ave, Hibbing, MN 55746
  • 1314 E Superior St, Duluth, MN 55805
  • 14540 Dellwood Dr, Baxter, MN 56425
  • 2822 Tower Ave, Superior, WI 54880
  • 14540 Dellwood Dr, Baxter, MN 56425
  • 4105 Richard Ave, Hermantown, MN 55811
  • 532 Atlantic Ave, Morris, MN 56267
  • 240 Jefferson Blvd, Big Lake, MN 55309
  • 36139 County Road 66, Crosslake, MN 56442
  • 1421 E 7th St, Monticello, MN 55362
  • 214 5th St Nw, Bemidji, MN 56601
  • 503 4th Street, International Falls, MN 56649
  • 1127 Tower Ave, Superior, WI 54880

Are deposits at National Bank Of Commerce insured?

Yes. National Bank Of Commerce is an FDIC-insured bank (FDIC certificate #14266). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

National Bank Of Commerce: frequently asked questions

Is National Bank Of Commerce a good bank?

National Bank Of Commerce earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.75%).

Is National Bank Of Commerce FDIC-insured?

Yes. National Bank Of Commerce is a FDIC-insured bank (FDIC certificate #14266). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is National Bank Of Commerce?

National Bank Of Commerce holds $2.2 billion in total assets, ranking 89th of 154 banks we track in Wisconsin. It operates 21 branches.

Does National Bank Of Commerce have CFPB complaints?

No CFPB complaints against National Bank Of Commerce appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Waterstone Bank, Ssb
bank · Wauwatosa, WI · $2.3B assets
Incrediblebank
bank · Wausau, WI · $2.1B assets
Tri City National Bank
bank · Oak Creek, WI · $2.0B assets
One Community Bank
bank · Oregon, WI · $2.5B assets
North Shore Bank
bank · Brookfield, WI · $2.6B assets
Ccfbank National Association
bank · Altoona, WI · $1.8B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →