Waldo State Bank is a bank based in Waldo, Wisconsin, established in 1913, with $153 million in total assets across 1 branch. By Trust Grade it ranks 110th of 154 banks we track in Wisconsin. Its capital ratio of 9.6% trails most similarly sized banks (41th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Waldo State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Waldo State Bank compares to Wisconsin peers
How we graded Waldo State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Profitable (ROA 0.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Waldo State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 119 Depot St, Waldo, WI 53093
Are deposits at Waldo State Bank insured?
Yes. Waldo State Bank is an FDIC-insured bank (FDIC certificate #8700). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Waldo State Bank: frequently asked questions
Is Waldo State Bank a good bank?
Waldo State Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Profitable (ROA 0.65%).
Is Waldo State Bank FDIC-insured?
Yes. Waldo State Bank is a FDIC-insured bank (FDIC certificate #8700). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Waldo State Bank?
Waldo State Bank holds $153 million in total assets, ranking 110th of 154 banks we track in Wisconsin. It operates 1 branch.
Does Waldo State Bank have CFPB complaints?
No CFPB complaints against Waldo State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
