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The Farmers State Bank Of Waupaca

Waupaca, WI · Est. 1911 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Farmers State Bank Of Waupaca is a bank based in Waupaca, Wisconsin, established in 1911, with $276 million in total assets across 3 branches. By Trust Grade it ranks 16th of 154 banks we track in Wisconsin. Its capital ratio of 10.3% is stronger than 52% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against The Farmers State Bank Of Waupaca appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$275.9M
$100M–1B institution
Deposits
$242.2M
Branches
3
Capital ratio
10.3%
Top 48% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
1.5%
Top 33% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#16
of 154 banks

How The Farmers State Bank Of Waupaca compares to Wisconsin peers

Capital ratio
Top 48% of $100M–1B peers
The Farmers
10.3%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 33% of $100M–1B peers
The Farmers
1.5%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded The Farmers State Bank Of Waupaca

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.3% capital ratio)
  • Strongly profitable (ROA 1.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Farmers State Bank Of Waupaca over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 315 Hospital Road, Wild Rose, WI 54984
  • N560 State Highway 110, Fremont, WI 54940
  • 112 W Fulton St, Waupaca, WI 54981

Are deposits at The Farmers State Bank Of Waupaca insured?

Yes. The Farmers State Bank Of Waupaca is an FDIC-insured bank (FDIC certificate #13033). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Farmers State Bank Of Waupaca: frequently asked questions

Is The Farmers State Bank Of Waupaca a good bank?

The Farmers State Bank Of Waupaca earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.48%).

Is The Farmers State Bank Of Waupaca FDIC-insured?

Yes. The Farmers State Bank Of Waupaca is a FDIC-insured bank (FDIC certificate #13033). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Farmers State Bank Of Waupaca?

The Farmers State Bank Of Waupaca holds $276 million in total assets, ranking 16th of 154 banks we track in Wisconsin. It operates 3 branches.

Does The Farmers State Bank Of Waupaca have CFPB complaints?

No CFPB complaints against The Farmers State Bank Of Waupaca appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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