Banks & credit unions in Ballston Spa, NY

2 institutions headquartered in Ballston Spa — 1 bank and 1 credit union, holding $1.2B in combined assets. Ranked by Bankzia Trust Grade.

Banks in Ballston Spa

1
Ballston Spa National Bank
bank · Ballston Spa, NY · $942M assets

Credit unions in Ballston Spa

1
Tct
credit union · Ballston Spa, NY · $292M assets

From the Blog

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Banking Guides
How Much Money Should You Keep in One Bank?
FDIC and NCUA insurance covers $250,000 per depositor, per ownership category, per institution. Here's how to think about how much to keep at a single bank — and when to spread it out.
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Banking Guides
High-Yield Savings Accounts: What to Know in 2026
High-yield savings accounts can pay many times the national average rate — with the same FDIC insurance as any other deposit. Here's how they work and what to watch for.
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Banking Guides
Are Credit Unions Safer Than Banks?
Credit unions and banks are insured by different agencies but to the same $250,000 limit. Here's what 'safer' really means — and where the two genuinely differ.
June 25, 2026 · 4 min read
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Banking Guides
How to Switch Banks Without the Headache
Switching banks sounds painful, but a clean move comes down to a short checklist: open the new account, move your automatic payments, then close the old one carefully.
June 25, 2026 · 5 min read
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State Guides
Most Trustworthy Banks in Wisconsin (2026)
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State Guides
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June 25, 2026 · 7 min read
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State Guides
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2 banks in Wisconsin earned a D or F Trust Grade. Here are the lowest-rated FDIC-insured banks in the state — and what the warning signs mean for depositors.
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Customer service interaction at a financial institution
State Guides
Credit Unions to Avoid in Wisconsin: Lowest Trust Grade Ratings (2026)
1 credit unions in Wisconsin earned a D or F Trust Grade. Here are the lowest-rated NCUA-insured credit unions in the state — and what the warning signs mean.
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Financial data on a computer screen showing bank performance metrics
State Guides
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We analyzed all 73 FDIC-insured banks headquartered in Michigan using financial strength and CFPB complaint data. Here are the most trustworthy banks in the state.
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