Methodology

Inside the Bankzia Trust Grade: How We Calculate A–F Scores

The Trust Grade combines FDIC/NCUA financial data with CFPB complaint records into a single A–F score. Here's exactly how it works.

Bank Call Reports: The Federal Data Behind Bankzia's Trust Grade

Every U.S. bank files a quarterly "call report" with federal regulators. This data is the foundation of Bankzia's Trust Grade — and it's available to anyone.