802 vs Green Mountain
Comparing a Credit Union in Barre, VT with a Credit Union in South Burlingto, VT using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| 802 ↗ Credit Union · Barre, VT · Est. 1953 | Green Mountain ↗ Credit Union · South Burlingto, VT · Est. 1959 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 93/100 |
| Institution type | Credit Union | Credit Union |
| Location | Barre, VT | South Burlingto, VT |
| Total assets | $500.3M | $151.5M |
| Net worth ratio | 12.4% | 13.2% |
| Return on assets | 1.2% | 0.4% |
| Shares & deposits | — | — |
| Members | 42,126 | 10,123 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #1 of 13 | #5 of 13 |
| Established | 1953 | 1959 |
802
- Assets: $500.3M
- Members: 42,126
- Capital ratio: 12.4%
- Return on assets: 1.2%
- CFPB complaints: 0
- State rank: #1 of 13
Green Mountain
- Assets: $151.5M
- Members: 10,123
- Capital ratio: 13.2%
- Return on assets: 0.4%
- CFPB complaints: 0
- State rank: #5 of 13
Are both institutions federally insured?
Yes. 802 is NCUA-insured and Green Mountain is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, 802 or Green Mountain?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — 802 scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is 802 safe?
Yes — 802 is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Green Mountain safe?
Yes — Green Mountain is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (93/100).
What is the capital ratio of 802 vs Green Mountain?
802 has a net worth ratio of 12.4%, placing it in the top 34% of $100M–1B peers. Green Mountain's ratio is 13.2%, placing it in the top 27% of $100M–1B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does 802 have compared to Green Mountain?
The CFPB database shows 0 complaints against 802, and 0 complaints against Green Mountain. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare 802 with other Credit Unions in Vermont
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
