Skip to main content
credit union

802

Barre, VT · Est. 1953
A
Trust Grade
Excellent
Score: 98/100

802 is a credit union based in Barre, Vermont, established in 1953, with $500 million in total assets serving 42,126 members. By Trust Grade it ranks 1st of 13 credit unions we track in Vermont. Its net worth ratio of 12.4% is stronger than 66% of similarly sized credit unions, versus a Vermont median of 10.7%. It was profitable over the most recent period, with a 1.19% return on assets. No consumer complaints against 802 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$500.3M
$100M–1B institution
Members
42,126
Shares & deposits
Net worth ratio
12.4%
Top 34% of $100M–1B peers · Vermont median 10.7%
Return on assets
1.2%
Top 20% of $100M–1B peers · Vermont median 0.35%
Rank in Vermont
#1
of 13 credit unions

How 802 compares to Vermont peers

Net worth ratio
Top 34% of $100M–1B peers
802
12.4%
Vermont median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 20% of $100M–1B peers
802
1.2%
Vermont median
0.3%
Higher ROA = more profitable relative to asset base

How we graded 802

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.4% capital ratio)
  • Strongly profitable (ROA 1.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for 802 over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at 802 insured?

Yes. 802 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

802: frequently asked questions

Is 802 a good credit union?

802 earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.19%).

Is 802 NCUA-insured?

Yes. 802 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is 802?

802 holds $500 million in total assets, ranking 1st of 13 credit unions we track in Vermont. It serves 42,126 members.

Does 802 have CFPB complaints?

No CFPB complaints against 802 appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

One
credit union · Springfield, VT · $263M assets
Green Mountain
credit union · South Burlingto, VT · $152M assets
Heritage Family
credit union · Rutland, VT · $853M assets
Northern Lights
credit union · Saint Johnsbury, VT · $44M assets
Members 1st
credit union · Brattleboro, VT · $23M assets
Central Vermont Medical Center,Inc.
credit union · Barre, VT · $13M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →