Bank Of Commerce vs First National Bank Of Gillette
Comparing a Bank in Rawlins, WY with a Bank in Gillette, WY using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Bank Of Commerce ↗ Bank · Rawlins, WY · Est. 1978 | First National Bank Of Gillette ↗ Bank · Gillette, WY · Est. 1963 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Bank | Bank |
| Location | Rawlins, WY | Gillette, WY |
| Total assets | $213.9M | $626.2M |
| Capital ratio | 10.1% | 12.2% |
| Return on assets | 1.3% | 1.5% |
| Deposits | $191.0M | $547.5M |
| Branches | 2 | 3 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #3 of 24 | #2 of 24 |
| Established | 1978 | 1963 |
Bank Of Commerce
- Assets: $213.9M
- Deposits: $191.0M
- Capital ratio: 10.1%
- Return on assets: 1.3%
- CFPB complaints: 0
- State rank: #3 of 24
First National Bank Of Gillette
- Assets: $626.2M
- Deposits: $547.5M
- Capital ratio: 12.2%
- Return on assets: 1.5%
- CFPB complaints: 0
- State rank: #2 of 24
Are both institutions federally insured?
Yes. Bank Of Commerce is FDIC-insured and First National Bank Of Gillette is FDIC-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Bank Of Commerce or First National Bank Of Gillette?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Bank Of Commerce scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Bank Of Commerce safe?
Yes — Bank Of Commerce is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is First National Bank Of Gillette safe?
Yes — First National Bank Of Gillette is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Bank Of Commerce vs First National Bank Of Gillette?
Bank Of Commerce has a capital ratio of 10.1%, placing it in the bottom 49% of $100M–1B peers. First National Bank Of Gillette's ratio is 12.2%, placing it in the top 26% of $100M–1B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Bank Of Commerce have compared to First National Bank Of Gillette?
The CFPB database shows 0 complaints against Bank Of Commerce, and 0 complaints against First National Bank Of Gillette. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Bank Of Commerce with other Banks in Wyoming
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
