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Bank Of Commerce

Rawlins, WY · Est. 1978 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank Of Commerce is a bank based in Rawlins, Wyoming, established in 1978, with $214 million in total assets across 2 branches. By Trust Grade it ranks 3rd of 24 banks we track in Wyoming. Its capital ratio of 10.1% trails most similarly sized banks (49th percentile), versus a Wyoming median of 9.4%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against Bank Of Commerce appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$213.9M
$100M–1B institution
Deposits
$191.0M
Branches
2
Capital ratio
10.1%
Bottom 49% of $100M–1B peers · Wyoming median 9.4%
Return on assets
1.3%
Top 45% of $100M–1B peers · Wyoming median 1.22%
Rank in Wyoming
#3
of 24 banks

How Bank Of Commerce compares to Wyoming peers

Capital ratio
Bottom 49% of $100M–1B peers
Bank Of
10.1%
Wyoming median
9.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of $100M–1B peers
Bank Of
1.3%
Wyoming median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Commerce

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.1% capital ratio)
  • Strongly profitable (ROA 1.29%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Commerce over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 221 3rd St, Rawlins, WY 82301
  • 217 N 1st St, Saratoga, WY 82331

Are deposits at Bank Of Commerce insured?

Yes. Bank Of Commerce is an FDIC-insured bank (FDIC certificate #22639). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Commerce: frequently asked questions

Is Bank Of Commerce a good bank?

Bank Of Commerce earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.29%).

Is Bank Of Commerce FDIC-insured?

Yes. Bank Of Commerce is a FDIC-insured bank (FDIC certificate #22639). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Commerce?

Bank Of Commerce holds $214 million in total assets, ranking 3rd of 24 banks we track in Wyoming. It operates 2 branches.

Does Bank Of Commerce have CFPB complaints?

No CFPB complaints against Bank Of Commerce appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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