Bank Of Eastern Oregon vs People's Bank Of Commerce
Comparing a Bank in Heppner, OR with a Bank in Medford, OR using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Bank Of Eastern Oregon ↗ Bank · Heppner, OR · Est. 1945 | People's Bank Of Commerce ↗ Bank · Medford, OR · Est. 1998 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Bank | Bank |
| Location | Heppner, OR | Medford, OR |
| Total assets | $960.3M | $779.3M |
| Capital ratio | 10.8% | 14.5% |
| Return on assets | 1.7% | 1.4% |
| Deposits | $849.0M | $652.7M |
| Branches | 22 | 11 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #1 of 14 | #5 of 14 |
| Established | 1945 | 1998 |
Bank Of Eastern Oregon
- Assets: $960.3M
- Deposits: $849.0M
- Capital ratio: 10.8%
- Return on assets: 1.7%
- CFPB complaints: 0
- State rank: #1 of 14
People's Bank Of Commerce
- Assets: $779.3M
- Deposits: $652.7M
- Capital ratio: 14.5%
- Return on assets: 1.4%
- CFPB complaints: 0
- State rank: #5 of 14
Are both institutions federally insured?
Yes. Bank Of Eastern Oregon is FDIC-insured and People's Bank Of Commerce is FDIC-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Bank Of Eastern Oregon or People's Bank Of Commerce?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Bank Of Eastern Oregon scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Bank Of Eastern Oregon safe?
Yes — Bank Of Eastern Oregon is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is People's Bank Of Commerce safe?
Yes — People's Bank Of Commerce is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Bank Of Eastern Oregon vs People's Bank Of Commerce?
Bank Of Eastern Oregon has a capital ratio of 10.8%, placing it in the top 40% of $100M–1B peers. People's Bank Of Commerce's ratio is 14.5%, placing it in the top 12% of $100M–1B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Bank Of Eastern Oregon have compared to People's Bank Of Commerce?
The CFPB database shows 0 complaints against Bank Of Eastern Oregon, and 0 complaints against People's Bank Of Commerce. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Bank Of Eastern Oregon with other Banks in Oregon
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
