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People's Bank Of Commerce

Medford, OR · Est. 1998 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

People's Bank Of Commerce is a bank based in Medford, Oregon, established in 1998, with $779 million in total assets across 11 branches. By Trust Grade it ranks 5th of 14 banks we track in Oregon. Its capital ratio of 14.5% is stronger than 88% of similarly sized banks, versus a Oregon median of 10.9%. It was profitable over the most recent period, with a 1.45% return on assets. No consumer complaints against People's Bank Of Commerce appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$779.3M
$100M–1B institution
Deposits
$652.7M
Branches
11
Capital ratio
14.5%
Top 12% of $100M–1B peers · Oregon median 10.9%
Return on assets
1.4%
Top 35% of $100M–1B peers · Oregon median 0.97%
Rank in Oregon
#5
of 14 banks

How People's Bank Of Commerce compares to Oregon peers

Capital ratio
Top 12% of $100M–1B peers
People's Bank
14.5%
Oregon median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of $100M–1B peers
People's Bank
1.4%
Oregon median
1.0%
Higher ROA = more profitable relative to asset base

How we graded People's Bank Of Commerce

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.5% capital ratio)
  • Strongly profitable (ROA 1.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for People's Bank Of Commerce over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (11)

  • 333 Lyon St Se, Albany, OR 97321
  • 1500 Siskiyou Blvd, Ashland, OR 97520
  • 1495 S Main St, Lebanon, OR 97355
  • 1017 E Pine St, Central Point, OR 97502
  • 1311 E Barnett Rd, Medford, OR 97504
  • 509 Se 7th St, Grants Pass, OR 97526
  • 315 Commercial St Se, Salem, OR 97301
  • 210 Timbermill Dr, Klamath Falls, OR 97601
  • 1528 Biddle Rd, Medford, OR 97504
  • 185 E California St, Jacksonville, OR 97530
  • 811 Willamette Street, Eugene, OR 97401

Are deposits at People's Bank Of Commerce insured?

Yes. People's Bank Of Commerce is an FDIC-insured bank (FDIC certificate #34685). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

People's Bank Of Commerce: frequently asked questions

Is People's Bank Of Commerce a good bank?

People's Bank Of Commerce earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.5% capital ratio); Strongly profitable (ROA 1.45%).

Is People's Bank Of Commerce FDIC-insured?

Yes. People's Bank Of Commerce is a FDIC-insured bank (FDIC certificate #34685). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is People's Bank Of Commerce?

People's Bank Of Commerce holds $779 million in total assets, ranking 5th of 14 banks we track in Oregon. It operates 11 branches.

Does People's Bank Of Commerce have CFPB complaints?

No CFPB complaints against People's Bank Of Commerce appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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