Bny Mellon Trust Of Delaware vs Community Powered
Comparing a Bank in Wilmington, DE with a Credit Union in Bear, DE using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Bny Mellon Trust Of Delaware ↗ Bank · Wilmington, DE · Est. 1983 | Community Powered ↗ Credit Union · Bear, DE · Est. 1962 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Bank | Credit Union |
| Location | Wilmington, DE | Bear, DE |
| Total assets | $252.8M | $145.5M |
| Capital ratio | 40.7% | 16.5% |
| Return on assets | 6.0% | 1.1% |
| Deposits | $147.0M | — |
| Branches | 1 | 11,392 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #2 of 16 | #1 of 15 |
| Established | 1983 | 1962 |
Bny Mellon Trust Of Delaware
- Assets: $252.8M
- Deposits: $147.0M
- Capital ratio: 40.7%
- Return on assets: 6.0%
- CFPB complaints: 0
- State rank: #2 of 16
Community Powered
- Assets: $145.5M
- Members: 11,392
- Capital ratio: 16.5%
- Return on assets: 1.1%
- CFPB complaints: 0
- State rank: #1 of 15
Are both institutions federally insured?
Yes. Bny Mellon Trust Of Delaware is FDIC-insured and Community Powered is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Bny Mellon Trust Of Delaware or Community Powered?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Bny Mellon Trust Of Delaware scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Bny Mellon Trust Of Delaware safe?
Yes — Bny Mellon Trust Of Delaware is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Community Powered safe?
Yes — Community Powered is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Bny Mellon Trust Of Delaware vs Community Powered?
Bny Mellon Trust Of Delaware has a capital ratio of 40.7%, placing it in the top 1% of $100M–1B peers. Community Powered's ratio is 16.5%, placing it in the top 8% of $100M–1B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Bny Mellon Trust Of Delaware have compared to Community Powered?
The CFPB database shows 0 complaints against Bny Mellon Trust Of Delaware, and 0 complaints against Community Powered. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Bny Mellon Trust Of Delaware with other Banks in Delaware
Financial data from FDIC and NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
