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credit union

Community Powered

Bear, DE · Est. 1962
A
Trust Grade
Excellent
Score: 98/100

Community Powered is a credit union based in Bear, Delaware, established in 1962, with $146 million in total assets serving 11,392 members. By Trust Grade it ranks 1st of 15 credit unions we track in Delaware. Its net worth ratio of 16.5% is stronger than 92% of similarly sized credit unions, versus a Delaware median of 13.7%. It was profitable over the most recent period, with a 1.10% return on assets. No consumer complaints against Community Powered appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$145.5M
$100M–1B institution
Members
11,392
Shares & deposits
Net worth ratio
16.5%
Top 8% of $100M–1B peers · Delaware median 13.7%
Return on assets
1.1%
Top 25% of $100M–1B peers · Delaware median 0.42%
Rank in Delaware
#1
of 15 credit unions

How Community Powered compares to Delaware peers

Net worth ratio
Top 8% of $100M–1B peers
Community Powered
16.5%
Delaware median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of $100M–1B peers
Community Powered
1.1%
Delaware median
0.4%
Higher ROA = more profitable relative to asset base

How we graded Community Powered

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.5% capital ratio)
  • Strongly profitable (ROA 1.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Powered over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Community Powered insured?

Yes. Community Powered is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Powered: frequently asked questions

Is Community Powered a good credit union?

Community Powered earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.5% capital ratio); Strongly profitable (ROA 1.10%).

Is Community Powered NCUA-insured?

Yes. Community Powered is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Community Powered?

Community Powered holds $146 million in total assets, ranking 1st of 15 credit unions we track in Delaware. It serves 11,392 members.

Does Community Powered have CFPB complaints?

No CFPB complaints against Community Powered appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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