Century vs District One Highway
Comparing a Credit Union in Saint Louis, MO with a Credit Union in Saint Joseph, MO using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Century ↗ Credit Union · Saint Louis, MO · Est. 1954 | District One Highway ↗ Credit Union · Saint Joseph, MO · Est. 1954 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Saint Louis, MO | Saint Joseph, MO |
| Total assets | $178.9M | $30.4M |
| Net worth ratio | 17.6% | 18.5% |
| Return on assets | 1.0% | 1.2% |
| Shares & deposits | — | — |
| Members | 9,500 | 2,059 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #2 of 89 | #6 of 89 |
| Established | 1954 | 1954 |
Century
- Assets: $178.9M
- Members: 9,500
- Capital ratio: 17.6%
- Return on assets: 1.0%
- CFPB complaints: 0
- State rank: #2 of 89
District One Highway
- Assets: $30.4M
- Members: 2,059
- Capital ratio: 18.5%
- Return on assets: 1.2%
- CFPB complaints: 0
- State rank: #6 of 89
Are both institutions federally insured?
Yes. Century is NCUA-insured and District One Highway is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Century or District One Highway?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Century scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Century safe?
Yes — Century is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is District One Highway safe?
Yes — District One Highway is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Century vs District One Highway?
Century has a net worth ratio of 17.6%, placing it in the top 5% of $100M–1B peers. District One Highway's ratio is 18.5%, placing it in the top 27% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Century have compared to District One Highway?
The CFPB database shows 0 complaints against Century, and 0 complaints against District One Highway. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Century with other Credit Unions in Missouri
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
