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credit union

District One Highway

Saint Joseph, MO · Est. 1954
A
Trust Grade
Excellent
Score: 98/100

District One Highway is a credit union based in Saint Joseph, Missouri, established in 1954, with $30 million in total assets serving 2,059 members. By Trust Grade it ranks 6th of 89 credit unions we track in Missouri. Its net worth ratio of 18.5% is stronger than 73% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against District One Highway appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$30.4M
<$100M institution
Members
2,059
Shares & deposits
Net worth ratio
18.5%
Top 27% of <$100M peers · Missouri median 11.4%
Return on assets
1.2%
Top 25% of <$100M peers · Missouri median 0.65%
Rank in Missouri
#6
of 89 credit unions

How District One Highway compares to Missouri peers

Net worth ratio
Top 27% of <$100M peers
District One
18.5%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of <$100M peers
District One
1.2%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded District One Highway

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.5% capital ratio)
  • Strongly profitable (ROA 1.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for District One Highway over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at District One Highway insured?

Yes. District One Highway is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

District One Highway: frequently asked questions

Is District One Highway a good credit union?

District One Highway earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.5% capital ratio); Strongly profitable (ROA 1.18%).

Is District One Highway NCUA-insured?

Yes. District One Highway is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is District One Highway?

District One Highway holds $30 million in total assets, ranking 6th of 89 credit unions we track in Missouri. It serves 2,059 members.

Does District One Highway have CFPB complaints?

No CFPB complaints against District One Highway appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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