Cochise vs Winslow Santa Fe
Comparing a Credit Union in Willcox, AZ with a Credit Union in Winslow, AZ using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Cochise ↗ Credit Union · Willcox, AZ · Est. 1958 | Winslow Santa Fe ↗ Credit Union · Winslow, AZ · Est. 1955 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Willcox, AZ | Winslow, AZ |
| Total assets | $76.8M | $15.2M |
| Net worth ratio | 16.6% | 13.8% |
| Return on assets | 1.7% | 3.0% |
| Shares & deposits | — | — |
| Members | 5,840 | 1,814 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #2 of 33 | #3 of 33 |
| Established | 1958 | 1955 |
Cochise
- Assets: $76.8M
- Members: 5,840
- Capital ratio: 16.6%
- Return on assets: 1.7%
- CFPB complaints: 0
- State rank: #2 of 33
Winslow Santa Fe
- Assets: $15.2M
- Members: 1,814
- Capital ratio: 13.8%
- Return on assets: 3.0%
- CFPB complaints: 0
- State rank: #3 of 33
Are both institutions federally insured?
Yes. Cochise is NCUA-insured and Winslow Santa Fe is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Cochise or Winslow Santa Fe?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Cochise scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Cochise safe?
Yes — Cochise is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Winslow Santa Fe safe?
Yes — Winslow Santa Fe is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Cochise vs Winslow Santa Fe?
Cochise has a net worth ratio of 16.6%, placing it in the top 35% of <$100M peers. Winslow Santa Fe's ratio is 13.8%, placing it in the bottom 47% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Cochise have compared to Winslow Santa Fe?
The CFPB database shows 0 complaints against Cochise, and 0 complaints against Winslow Santa Fe. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Cochise with other Credit Unions in Arizona
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
