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credit union

Cochise

Willcox, AZ · Est. 1958
A
Trust Grade
Excellent
Score: 98/100

Cochise is a credit union based in Willcox, Arizona, established in 1958, with $77 million in total assets serving 5,840 members. By Trust Grade it ranks 2nd of 33 credit unions we track in Arizona. Its net worth ratio of 16.6% is stronger than 65% of similarly sized credit unions, versus a Arizona median of 10.8%. It was profitable over the most recent period, with a 1.67% return on assets. No consumer complaints against Cochise appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$76.8M
<$100M institution
Members
5,840
Shares & deposits
Net worth ratio
16.6%
Top 35% of <$100M peers · Arizona median 10.8%
Return on assets
1.7%
Top 12% of <$100M peers · Arizona median 0.66%
Rank in Arizona
#2
of 33 credit unions

How Cochise compares to Arizona peers

Net worth ratio
Top 35% of <$100M peers
Cochise
16.6%
Arizona median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 12% of <$100M peers
Cochise
1.7%
Arizona median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Cochise

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.6% capital ratio)
  • Strongly profitable (ROA 1.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cochise over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cochise insured?

Yes. Cochise is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cochise: frequently asked questions

Is Cochise a good credit union?

Cochise earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Strongly profitable (ROA 1.67%).

Is Cochise NCUA-insured?

Yes. Cochise is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cochise?

Cochise holds $77 million in total assets, ranking 2nd of 33 credit unions we track in Arizona. It serves 5,840 members.

Does Cochise have CFPB complaints?

No CFPB complaints against Cochise appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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