County Bank vs Comenity Bank
Comparing a Bank in Rehoboth Beach, DE with a Bank in Wilmington, DE using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| County Bank ↗ Bank · Rehoboth Beach, DE · Est. 1990 | Comenity Bank ↗ Bank · Wilmington, DE · Est. 1989 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Bank | Bank |
| Location | Rehoboth Beach, DE | Wilmington, DE |
| Total assets | $684.8M | $7.8B |
| Capital ratio | 14.1% | 13.6% |
| Return on assets | 3.3% | 5.2% |
| Deposits | $567.9M | $4.0B |
| Branches | 7 | 1 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #5 of 16 | #4 of 16 |
| Established | 1990 | 1989 |
County Bank
- Assets: $684.8M
- Deposits: $567.9M
- Capital ratio: 14.1%
- Return on assets: 3.3%
- CFPB complaints: 0
- State rank: #5 of 16
Comenity Bank
- Assets: $7.8B
- Deposits: $4.0B
- Capital ratio: 13.6%
- Return on assets: 5.2%
- CFPB complaints: 0
- State rank: #4 of 16
Are both institutions federally insured?
Yes. County Bank is FDIC-insured and Comenity Bank is FDIC-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, County Bank or Comenity Bank?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — County Bank scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is County Bank safe?
Yes — County Bank is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Comenity Bank safe?
Yes — Comenity Bank is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of County Bank vs Comenity Bank?
County Bank has a capital ratio of 14.1%, placing it in the top 14% of $100M–1B peers. Comenity Bank's ratio is 13.6%, placing it in the top 12% of $1B–10B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does County Bank have compared to Comenity Bank?
The CFPB database shows 0 complaints against County Bank, and 0 complaints against Comenity Bank. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare County Bank with other Banks in Delaware
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
